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How can I lower my home insurance costs?

Here are a few things you can do. Raise your deductible. Get more than 1 policy with the same insurer. Get extra protection for your home like monitored fire and burglar alarms. Depending on the insurer there may be a…

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How much coverage do you I need?

That is a loaded question. It depends on your personal situation. If your buying a home and using a mortgage company to do so they will tell you the minimum you need. That is not always enough though. Its best…

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Why do I need home insurance?

It’s a big ticket item that self-insuring does not work for in most claims situations. If you buy a $150k home and it burns down, how easily would you be able to come up with the money to replace it?

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